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While getting close to purchasing a new home, there are many cases where you will need to succeed with bad credit mortgage approvals. There might also be cases where you have to end up bankrupt due to your one mistake as you were not able to maintain a good credit score. The reasons might be many that there were high mortgage rates or price variation at the time of buy. In such negligence, mortgage and lenders and brokers often recommend advice from  B Lender . Today, B lender is standing as one of the most potent derivatives to work on your core mortgage prospects.    For example, if you cater to people who may not qualify for a mortgage or a credit card at one of Canada’s top credit unions because they lack either strong credit history or a guaranteed income. But when it comes to mortgages, the deal might be worse. A mortgage is a loan that is given to you under specific conditions, and it’s necessary to take a good look at the conditions that B lender is offering you to ensure that

Going with the option of the best  credit cards in Canada  depends on what you want it for- traveling, aero plan miles, or personal expenses. Some people may aspire for rewards or some for cash backs. In selecting the perfect one, you should break things down further by looking at offers with or without an annual fee. As a card expert, you will have to add on a supplementary cardholder so you can pool your points for getting the upcoming rewards. To get the perfect card, you’ll also want to make sure you know the ins and outs of your loyalty program to maximize the value of your points.    Let's unlock some of the rising credit cards in Canada that's you can consider.  American Express Platinum  If you’re are the one who always loves to travel to different countries, the American Express Platinum Card is the card that should be listed on the  best credit cards of Canada . Today, these cards let you enjoy unlimited lounge access with complete flexibility unde

Due to the impact of COVID-19 globally, Canada's federal government has lowered mortgage interest rates. These price cuts affect various types of mortgages differently and, putting pressure on lenders and their members. Some are reducing the cycle of their business and tightening credit profile to get the lead for their best of home. To tackle such situations, both lenders and property buyers are looking for a fixed-rate and adjustable-rate mortgage. They will need to understand that currently, interest rates across the global economy are to their all-time lower; thus, most home buyers try to lock in fixed payments over the longest duration possible - which is a 30-year FRM. When people choose to refinance a 30-FRM loan into a shorter loan, they typically select home under current  10-year mortgage rates . In this blog, let's enroll in why people choose current 10-year mortgage rates .  From different mortgage rates, current 10-year fixed mortgage rates   are all a

From the different mortgage prospects, debt consolidation is all about combining most of the unsecured debts like credit card balances, personal loans, or even outstanding medical bills into one single bill. To get a better solution to it, a debt consolidation loan is your rightful answer. Today, these types of loans are used to pay off your debts. You actually drive for getting a new set of consolidation loans rather than focusing on dividing as per creditor interest. With this, you may be able to look for debt consolidation on your own using a debt consolidation loan from a recognized bank or credit union. TOP TIP -  Once you have gone through the process of consolidating debt, the total amount you keep will not have any impact, but your monthly payment will go lower. It is all because the loan is now a fixed payment, and your interest rate is lower.  Which are the Top Debts that can be Consolidated by Individuals?  Credit Cards Medical Bills Auto loans  Line

As the COVID-19 has taken the whole world by a shock,  mortgage rates  in Canada have been at historic lows for quite a while now from over 5.97% to 2.94%. Today, many people are showing interest in getting a new home due to these low mortgage rates. Today, housing sales in Canada has risen dramatically, with increases in both the average selling price and the number of homes sold. When we talk about Canada's mortgage market, it is now becoming more and more balanced with easy applying to fixed and variable mortgage rates. Today, there is an increased inventory tempered by increased demand. To help audiences get their new home under the lowest mortgage rates , the Canadian government is trying to tighten the rules to qualify for a mortgage, which caused several buyers to jump into the mortgage market before the new regulations went into effect. The HOA fees, which went into effect with new rates in recent has helped property buyers to fix with mortgage payments and credi